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	<title>Comments on: How about spending less?</title>
	<link>http://advancedpersonalfinance.com/managing-christmas-spending/</link>
	<description>Moving beyond the basics</description>
	<pubDate>Wed, 19 Nov 2008 15:52:00 +0000</pubDate>
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		<title>By: Jessica Bennet</title>
		<link>http://advancedpersonalfinance.com/managing-christmas-spending/#comment-9838</link>
		<author>Jessica Bennet</author>
		<pubDate>Mon, 17 Dec 2007 10:30:03 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/managing-christmas-spending/#comment-9838</guid>
		<description>Hi,

I agree that one need not spend too much and go beyoond his affrodability just because he wanst to buy gifts and have party during christmas. Enjoing and partying is good but one has to keep in mind that needs to pay his liabilities and debts. So, I usually prefer keeping a christmas club accpount or a savings account wherein I can deposit cash every month for christmas spending.

The crux is to prepare a budget and stay within it. Here's some interesting budgeting tips for a stress-free Christmas. Hope you'd like to check them out at:

http://www.mortgagefit.com/budgeting/51tips-christmas.html and 
http://www.smartmoneytips.com/holiday-budget.php

Merry Christmas in advance!</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>I agree that one need not spend too much and go beyoond his affrodability just because he wanst to buy gifts and have party during christmas. Enjoing and partying is good but one has to keep in mind that needs to pay his liabilities and debts. So, I usually prefer keeping a christmas club accpount or a savings account wherein I can deposit cash every month for christmas spending.</p>
<p>The crux is to prepare a budget and stay within it. Here&#8217;s some interesting budgeting tips for a stress-free Christmas. Hope you&#8217;d like to check them out at:</p>
<p><a href="http://www.mortgagefit.com/budgeting/51tips-christmas.html" >http://www.mortgagefit.com/budgeting/51tips-christmas.html</a> and<br />
<a href="http://www.smartmoneytips.com/holiday-budget.php" >http://www.smartmoneytips.com/holiday-budget.php</a></p>
<p>Merry Christmas in advance!</p>
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		<title>By: KMC</title>
		<link>http://advancedpersonalfinance.com/managing-christmas-spending/#comment-6405</link>
		<author>KMC</author>
		<pubDate>Thu, 15 Nov 2007 20:03:19 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/managing-christmas-spending/#comment-6405</guid>
		<description>Mrs. Micah - Sounds like an excellent system.  I've heard of several of those elements but it sounds like your family does them all.

I don't think I could get my side of the family to coordinate that well!</description>
		<content:encoded><![CDATA[<p>Mrs. Micah - Sounds like an excellent system.  I&#8217;ve heard of several of those elements but it sounds like your family does them all.</p>
<p>I don&#8217;t think I could get my side of the family to coordinate that well!</p>
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		<title>By: Mrs. Micah</title>
		<link>http://advancedpersonalfinance.com/managing-christmas-spending/#comment-6379</link>
		<author>Mrs. Micah</author>
		<pubDate>Thu, 15 Nov 2007 14:40:29 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/managing-christmas-spending/#comment-6379</guid>
		<description>Spending less? What are you, anti-American? Do you want puppies to die?

*fit of giggles*

*ahem*

That would be an excellent solution. My extended family did that years ago. Now every person gets one gift from one other person (names in a hat) and you can opt out if you don't have the money or don't feel you need a gift. Opting out doesn't "hurt" anyone, either, since everyone who opts in gets a present. There's also a spending range.</description>
		<content:encoded><![CDATA[<p>Spending less? What are you, anti-American? Do you want puppies to die?</p>
<p>*fit of giggles*</p>
<p>*ahem*</p>
<p>That would be an excellent solution. My extended family did that years ago. Now every person gets one gift from one other person (names in a hat) and you can opt out if you don&#8217;t have the money or don&#8217;t feel you need a gift. Opting out doesn&#8217;t &#8220;hurt&#8221; anyone, either, since everyone who opts in gets a present. There&#8217;s also a spending range.</p>
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