Storage Facility Insurance
Without boring you with the details, I had reason to inquire about insurance on stuff stored in those storage facilities you see everywhere. The short answer is that homeowners or renters insurance covers storage facilities.
Your homeowners insurance (I’m using homeowners generically, but everything here applies to renters insurance, too) covers your possessions no matter where they are. So while your stuff is in storage, it’s covered there. That means if you have homeowners insurance, you can turn down that insurance that’s offered when you sign up for the storage unit. It’s very much analogous to declining insurance when you rent a car. Of course, I’m not an insurance expert and you should check your policy blah, blah, blah.
Just as an aside, is it just me or are these freakin’ storage places popping up, like, everywhere? I think they multiply in the middle of the night. Put in a new stretch of road anywhere in the country and I guarantee there’s going to be a storage facility beside it inside of 4 months.
