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	<title>Comments on: Please, Oh Please Use Unemployment</title>
	<link>http://advancedpersonalfinance.com/use-unemployment-insurance/</link>
	<description>Moving beyond the basics</description>
	<pubDate>Thu, 04 Dec 2008 07:55:23 +0000</pubDate>
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		<title>By: Stuff Worth Reading, Because Haiku Is Much Cooler Than Personal Finance &#124; Punny Money</title>
		<link>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2632</link>
		<author>Stuff Worth Reading, Because Haiku Is Much Cooler Than Personal Finance &#124; Punny Money</author>
		<pubDate>Fri, 05 Oct 2007 14:20:58 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2632</guid>
		<description>[...] Use unemployment. Advanced Personal Finance Has some good advice. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Use unemployment. Advanced Personal Finance Has some good advice. [&#8230;]</p>
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		<title>By: Anon</title>
		<link>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2606</link>
		<author>Anon</author>
		<pubDate>Thu, 04 Oct 2007 17:49:08 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2606</guid>
		<description>It's not really that simple, at least in Missouri.  

Yes, you can file and start getting checks, but there are caveats.  You have to show up weekly or biweekly (can't recall which) and document X number of attempts at finding employment.

The benefits don't even come close to the amount of your actual income before filing.  If you do happen to find any sort of employment on the books, you must claim that dollar value, and your next check is REDUCED by that amount.

So there is no particular incentive to actually FIND an on the books job, either full time or as a supplement to unemployment, because they actually penalize you financially for any income you report.

I find that ridiculous, given that the benefits provided don't even begin to cover most folks actual expenses.  I'd much rather see some sort of sliding scale to mitigate this issue.</description>
		<content:encoded><![CDATA[<p>It&#8217;s not really that simple, at least in Missouri.  </p>
<p>Yes, you can file and start getting checks, but there are caveats.  You have to show up weekly or biweekly (can&#8217;t recall which) and document X number of attempts at finding employment.</p>
<p>The benefits don&#8217;t even come close to the amount of your actual income before filing.  If you do happen to find any sort of employment on the books, you must claim that dollar value, and your next check is REDUCED by that amount.</p>
<p>So there is no particular incentive to actually FIND an on the books job, either full time or as a supplement to unemployment, because they actually penalize you financially for any income you report.</p>
<p>I find that ridiculous, given that the benefits provided don&#8217;t even begin to cover most folks actual expenses.  I&#8217;d much rather see some sort of sliding scale to mitigate this issue.</p>
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		<title>By: Money Blue Book</title>
		<link>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2601</link>
		<author>Money Blue Book</author>
		<pubDate>Thu, 04 Oct 2007 16:47:23 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2601</guid>
		<description>I agree completely! I performed contract work before and always filed for unemployment when I was between projects. It is a helpful stop gap measure that your wages pay for!</description>
		<content:encoded><![CDATA[<p>I agree completely! I performed contract work before and always filed for unemployment when I was between projects. It is a helpful stop gap measure that your wages pay for!</p>
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		<title>By: Mrs. Micah</title>
		<link>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2570</link>
		<author>Mrs. Micah</author>
		<pubDate>Thu, 04 Oct 2007 00:03:02 +0000</pubDate>
		<guid>http://advancedpersonalfinance.com/use-unemployment-insurance/#comment-2570</guid>
		<description>Amen, preach it! I can't imagine doing otherwise if I were qualified and in need. Especially after paying for it!!!!!</description>
		<content:encoded><![CDATA[<p>Amen, preach it! I can&#8217;t imagine doing otherwise if I were qualified and in need. Especially after paying for it!!!!!</p>
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